PayMaya is a free e-wallet app that caters to everyone’s need for safe and seamless financial transactions. There’s so much you can do with a PayMaya account, and all you need to do is to learn and follow these nine features to start enjoying cashless convenience.
Nine Features Of PayMaya That Make Everyone Love It
Follow these quick guides and enjoy cashless convenience with PayMaya:
1) Create A PayMaya Account
Unlock convenience with just a few taps on your phone. Download the app and register a new account in just a few minutes.
- Enter the necessary personal information
- Tap “Agree”
- Wait for the verification SMS that will be sent to your registered number
- Enter the verification code on your app
- Tap “Proceed”
- Input an invite code for additional rewards
Note: Sign-up to PayMaya using the invite code hra5kg and get ₱50 for FREE. Download and register here.
2) Upgrade Your Account
Get awesome features when you upgrade your PayMaya account. All it takes is a quick video selfie to unlock more possibilities with your new account.
- Log in to your PayMaya account. Once in the app, access the menu then select UPGRADE YOUR ACCOUNT.
- Fill out the required information and make sure you have at least one (1) valid primary ID. Please ensure that the Name and Birthday you entered in the Upgrade Application form matches the Name and Birthday reflected in the Valid ID that you will be uploading.
- Record and submit a 4 to 5-second video selfie
- After recording your video selfie, review your application and click on SUBMIT.
- You may monitor the status of your application by clicking on CHECK MY UPGRADE STATUS in the app menu.
- Once your upgrade application is approved, you will receive SMS confirmation within 24 hours and can then start enjoying the features of your upgraded PayMaya account.
Primary ID
– Passport
– Driver’s License
– Unified Multi-Purpose ID (UMID)
– Social Security System (SSS) Card
– Professional Regulation Commission (PRC) ID
– Postal ID (issued 2015 onwards)
– When taking the video selfie, you must follow the instructions onscreen and take note of the required gestures.
– Make sure not to cover any part of your face and remember to position your head/face properly in the video capture frame.
When you successfully upgraded your PayMaya account, you can unlock higher limits on adding money and spending from up to ₱100,000 per month. You can send money to family, and friends, and instantly transfer funds using the PayMaya app. You can also withdraw from any BancNet ATM in the Philippines and Visa Plus / Mastercard ATM abroad using your PayMaya Card1.
3) Add Money Via Banks And Other Channels
Select your preferred available Add Money Channels. Here’s a list of places where you can Add Money to your PayMaya account:
| Over-The-Counter | Pay&Go Self-Service Kiosks And Other Money Partners |
|---|---|
|
The SM Store Business Center Robinsons Department Store Business Center Robinsons Supermarket Smart Padala 7-Eleven Palawan Pawnshop LBC Shopwise Tambunting Pawnshop RD Pawnshop Gaisano Capital Wellcome Global Access |
Ministop Mercury Drug Super8 Lawson Landers Other Options Touchpay self-service kiosks |
| Mobile And Online Banking Money Transfer Via InstaPay2 | |
|---|---|
|
BPI Metrobank Unionbank RCBC AUB PSBank PNB China Banking Corporation Land Bank of the Philippines EastWest Bank Maybank Philippines PBCom UCPB |
Robinsons Bank Bank of Commerce Security Bank Cebuana Lhuiller Rural Bank China Bank Savings CIMB Bank Philippines BPI Direct Banko Bpi Family Savings Bank Equicom Savings Bank RCBC Sterling Bank of Asia Sun Savings Bank |
| Mobile And Online Banking Money Transfer Via PESONet | |
|---|---|
|
Bank of China Citibank CTBC Bank Development Bank of the Philippines EastWest HSBC Keb Hana Bank |
PNB PSBank Philippine Trust Company Robinsons Bank Shinhan Bank Manila Unionbank UCPB |
4) Send Money To Another PayMaya User
Send money to your loved ones anywhere in the Philippines with these easy-to-follow steps:
To Another PayMaya Account
- Log in to your PayMaya account.
- Tap “Send Money”.
- Key in the recipient’s mobile number. If it’s saved in your phone contact list, just press the + sign to search the number.
- Input the amount to send.
- Tap “Continue”.
- Review your Send Money transaction details.
- Tap “Send”.
- Wait for PayMaya’s confirmation via SMS.
To Smart Padala
- Ask for the 16-digit account number of your Smart Padala agent.
- Tap “Send Money” on your PayMaya app.
- Enter the 16-digit account number of your Smart Padala agent on the mobile/account number field.
- Input the amount and click “Continue”.
- Tap “Continue”.
- Review your Send Money transaction details.
- Tap “Send”.
- Wait for PayMaya’s confirmation via SMS.
Note: 1.5% of the transaction amount will be charged to the sender.
To Palawan Pawnshop
- Login to your PayMaya app.
- Tap “Send Money”.
- Enter the 16-digit account number the Palawan Pawnshop agent you will be sending the money to in the mobile/account number field.
Use the official Palawan Pawnshop account number assigned to the location of your beneficiary:
Luzon: 5577 5194 0831 6108
Visayas: 5577 5194 0831 3105
Mindanao: 5577 5194 0831 0101 - Enter the amount you wish to send and click “Continue”.
- Check the transaction details and tap “Send”.
- Wait for the SMS confirmation and provide the reference number of the transaction to your target beneficiary.
- Make sure to look for the Palawan Pawnshop logo.
Note:
– 1.5% of the transaction amount will be charged to the sender.
– Make sure your beneficiary waits at least two hours after confirmation before he/she claims the remittance.
– Service is only available in Palawan Pawnshop and Palawan Express Pera Padala branches (authorized agents excluded).
To A Bank
- Login to your PayMaya account.
- Tap “Bank Transfer” on the Home screen.
- Select the partner bank from the list and input amount.
- Input Recipient Details.
- Tap “Continue”.
- Review your Send Money transaction details.
- Tap “Send”.
- Wait for PayMaya’s confirmation via SMS.
5) Pay Bills
Pay for your utility bills, credit cards, taxes, and insurance fees, and more! Skip the lines and pay your bills using PayMaya with these simple steps:
- Select “Pay Bills” on the homepage of the PayMaya app.
- Choose the biller.
- Input the required information.
- Enter the amount to be paid.
- Confirm the payment.
- Wait for PayMaya’s confirmation on your payment via SMS.
Always remember to review your transaction details. Also, you need to pay your bills on or before the due date to avoid any inconvenience.
6) Buy Prepaid Load
Buy load through PayMaya and stay connected with your loved ones with discounted load packages3!
Buy Load
- Tap “More” on the app homepage.
- Click on “Shop”.
- Go to “Mobile” (for Android) or “Load” (for iOS).
- Choose the desired load denomination or package.
- Enter your mobile number and you may also add a message then tap “Continue”.
- Tap “Buy”.
Send Load To Others
- Tap “More” on the home page.
- Click on “Shop”.
- Go to “Mobile” (for Android) or “Load” (for iOS).
- Choose your load.
- Toggle Send as Gift button.
- Enter the recipient’s mobile number.
- You may also add a message below the recipient’s number.
- Tap “Continue”.
- Verify your load purchase details.
- Tap “Buy”.
- Wait for load purchase confirmation.
7) Buy Mobile Data Packages
Buy data packages through PayMaya and stay connected with your loved ones with discounted data packages4!
Buy Data Packages
- Tap “More” on the app homepage.
- Click on “Shop”.
- Go to “Mobile” (for Android) or “Load” (for iOS).
- Choose the desired data packages denomination or package.
- Enter your mobile number and you may also add a message then tap “Continue”.
- Tap “Buy”.
Send Data Packages To Others
- Tap “More” on the home page.
- Click on “Shop”.
- Go to “Mobile” (for Android) or “Load” (for iOS).
- Choose your data packages.
- Toggle Send as Gift button.
- Enter the recipient’s mobile number.
- You may also add a message below the recipient’s number.
- Tap “Continue”.
- Verify your data packages details.
- Tap “Buy”.
- Wait for data package purchase confirmation.
8) Activate Your Virtual Card
Do more online transactions with the PayMaya virtual card5.
- Download the PayMaya app for free from Google Play Store, the App Store, or Huawei AppGallery.
- Once downloaded, open the app and click “Register”.
- Register with your name, mobile number, and a strong password.
- Input your email address for added security.
- Click “Continue”.
- You will receive a verification code via SMS to type in the PayMaya app.
- Upgrade your account.
- Click “Online Payment Card”.
- Input your birthday and your work or home address, then click “Next”.
- Add at least ₱100 pesos then just click “View Card” on your PayMaya app to view your virtual card.
9) Link A Physical PayMaya Card
Link your physical PayMaya card6 to your app to track all transactions.
- Log in your PayMaya app.
- Tap “My Cards”.
- Tap “Link PayMaya Card”.
- Input the required details such as your card number, expiry date, CVV and nominated 6-digit PIN.
- Tap “Link Card”.
- Tap “Done”.
With your physical PayMaya Card, you can use it to shop or book online, pay your bill from any establishments that accept card payment, swipe on a card terminal over-the-counter, and more. You can have either a VISA or a MasterCard.
To get your own PayMaya Card, visit the PayMaya Card Store, here.
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No PayMaya yet? Download the app for free from AppStore, Google Play or Huawei AppGallery! You can now get more bonus with PayMaya by using the code hra5kg to get your ₱50 FREE reward!
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Footnotes
- It’s a whole new world of access with the PayMaya Card. FREE from annual fees and application. Shop now and withdraw money here and abroad. To get your own PayMaya Card, visit the PayMaya Card Store, here.
- Select banks might charge additional fees
- Load packages available for all telco providers
- Data packages available for all telco providers
- The PayMaya Virtual Card is powered by VISA
- The PayMaya Card is powered by VISA or MasterCard